LIC Bima Sakhi Yojana 2026: Eligibility, Benefits & Application Process

February 10, 2026 12:20 PM
LIC Bima Sakhi Yojana

LIC Bima Sakhi Yojana 2026 is a fresh initiative by LIC to help women become strong in money matters and stand on their own feet. This scheme is designed for women who want to work with LIC and earn regular income while guiding people about insurance plans. Through this yojana, women get a simple path to learn new skills, earn money, and move ahead slowly with confidence.

In LIC Bima Sakhi Yojana, selected women receive proper training from LIC so they can work as insurance advisors in the future. Along with learning, LIC also gives a fixed stipend for a certain period. This financial support makes it easier for women to begin their work without stress and understand the insurance field better.

LIC Bima Sakhi Yojana 2026

This yojana is especially helpful for women living in villages and small cities who want a safe and respected job option. Women with basic education can also apply and start working after completing the training. The key goal of LIC Bima Sakhi Yojana 2026 is to provide employment and increase women’s role in financial and insurance services.

LIC Bima Sakhi Yojana 2026 info covers important points like who can apply, how long the training will be, stipend details, selection steps, and the application process. Understanding this information will help women decide if this scheme suits them and how they can begin their career journey with LIC.

Bima Sakhi Scheme Apply Online 2026 Overview

AgencyLife Insurance Corporation of India
Scheme NameLIC Bima Sakhi Yojana 2026
CountryIndia
TypeInsurance Support Scheme
Who Can Apply?Women Agents
Target GroupRural and semi-urban women
Work RoleLIC Insurance Agent
Eligible Age18 to 70 years
Qualification10th pass
Application MethodOnline or offline
CategoryLatest News
Official Websitehttps://licindia.in/

What Is LIC Bima Sakhi Yojana

LIC Bima Sakhi Yojana is a special scheme made for women who want to work and earn with LIC. Under this plan, women are selected, trained, and guided to become LIC insurance agents. These women agents are called “Bima Sakhis.” The scheme was launched on 9 December 2024 by Prime Minister Narendra Modi, with a target to appoint 2 lakh women as agents in the next three years.

This yojana is not only about earning money. Women get proper training, simple learning about insurance, and support to grow skills step by step. It helps women stand on their own feet and also spreads insurance awareness in small towns and villages where people still know very little about insurance.

Objectives Behind the LIC Bima Sakhi Yojana

At its heart, the LIC Bima Sakhi Yojana is started with a few clear social and money-related aims:

  • The scheme helps women get a steady work option and earn income, especially for those who manage home and family duties along with work.
  • These helps people understand insurance in areas with less financial awareness.
  • This yojana gives women a chance to start as an insurance agent and slowly grow into better roles like Development Officer in LIC, if they perform well.
  • It focuses on villages and remote areas to spread insurance reach.

Eligibility Criteria for LIC Bima Sakhi Yojana

The LIC Bima Sakhi scheme is open only to selected people, so some clear rules are kept in place to make the scheme fair and useful:

  • Gender & Aim: Only Indian women can apply. This scheme is mainly started to support and empower women.
  • Age Limit: The applicant’s age should be between 18 years and 70 years at the time of applying.
  • Education Needed: The woman should be at least 10th pass. No higher degree is required.
  • Who Cannot Apply: Women who are close relatives of current LIC employees or LIC agents (like husband, children, parents, or brothers and sisters) cannot join. Retired LIC commission agents are also not allowed.

Stipend and Earnings Structure

YearMonthly StipendExtra Income
First Year₹7,000Commission on policy sales
Second Year₹6,000Commission continues
Third Year₹5,000Performance-based earnings
After 3 YearsNo fixed stipendOnly commission income

Training and Skill Development Process

After selection, women start a simple training programme that teaches basic insurance work. In this training, they learn about insurance plans, how to talk to customers, and how to manage sales. The training has both classroom learning and field practice, so candidates can understand how the work is done in real life.

The programme also focuses on money knowledge and daily work skills. This helps women feel more confident and ready to work on their own. Once the training is complete, they are officially appointed as “Bima Sakhis” and given identity cards and needed tools to start their insurance work.

How to Apply for the LIC Bima Sakhi Yojana

  • Start by getting the LIC Bima Sakhi application form. You can fill it online or collect a printed form from the LIC office.
  • Fill in all details carefully and attach documents such as proof of age, home address proof, and education-related papers.
  • Paste a recent passport-size photograph and add any extra documents mentioned in the form.
  • After submission, LIC officers verify the information. Candidates who pass this stage are informed about the training process.

FAQs

Can women do other jobs with LIC Bima Sakhi Yojana 2026?

LIC Bima Sakhi Yojana 2026 allows flexible work, so women can manage other small work also.

Is income guaranteed in LIC Bima Sakhi Yojana 2026?

LIC Bima Sakhi Yojana 2026 gives stipend for limited time, later income depends on effort.

Does LIC Bima Sakhi Yojana 2026 require targets?

LIC Bima Sakhi Yojana 2026 has performance rules, but targets are not sudden or harsh.

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