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New home loan offering from Bajaj Finserv comes with no processing fees

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New home loan offering from Bajaj Finserv comes with no processing fees

Bajaj Finserv is offering a new home loan product that will enable customers to apply for new home loans at 0% processing fees. This will be the same irrespective of the loan amount applied for. This move is aimed at bringing greater cheer to prospective homebuyers this festive season. The offer will remain valid on loans which are disbursed in October 2018 as per reports. Bajaj Finserv offers convenient home loan solutions to customers.

There are competitive interest rates on home loans along with several other benefits to make things easier for borrowers. There is easy and hassle-free balance transfer for home loans, high-value top-up loans and also a 3-EMI holiday in tandem with easy online applications and doorstep services.

There is an online EMI calculator for home loans which will help applicants check out the eligibility criteria and also work out EMIs for particular tenors online. The entire application procedure has been made more convenient through this calculator. Applicants should also have clear credit histories for payments which have been done in a timely manner. A good credit score will naturally increase one’s chances of obtaining a home loan. Floating interest rates for home loans are preferred more by customers as compared to fixed rates. This is because rates usually tend to reduce for loans with long tenors. Processing fees used to be a major bone of contention for borrowers but Bajaj Finserv has now done away with them, thereby making prospective customers happier than before!

 

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