Bajaj Finserv, via Bajaj Finance Limited, is offering home loans at 8.30% as an interest rate. This applies for home loan amounts which exceed Rs. 50 lakh. This offer will be valid for a limited period only. Customers who wish to take a home loan or apply for a home loan balance transfer of value exceeding Rs. 50 lakhs can get this lowered rate of interest till the 22nd of January, 2018. Salaried professionals living in cities like Mumbai, Bangalore, Hyderabad, Chennai, Pune and Delhi can avail of this offer at Bajaj Finserv.
Bajaj Finserv is also offering top-up loans of up to Rs. 50 lakhs for all customers who choose the home loan balance transfer option. This loan can be used as per the discretion of the customer including personal expenses, home improvement and so on. Home loans from Bajaj Finserv also come with other benefits including a three EMI Holiday, instant loan approval, fast disbursal and more. Bajaj Finserv offers a seamless home loan application procedure. Customers can check their loan eligibility online and calculate their EMIs with home loan EMI calculators. They can also flexibly choose their loan tenors.
The 3 EMI Holiday feature helps customers in terms of repaying the loan after 3 months from the date of disbursal. This window can be used for planning out their finances and building an emergency corpus as well. Once the eligibility criteria is fulfilled, Bajaj Finserv will be approving the loan within just 5 minutes. Representatives contact customers instantly and applicants can submit documents like income details, bank statements, identity and address proof and so on. There is a doorstep service available at Bajaj Finserv for collection of documents.