One of the biggest questions plaguing most home loan borrowers is whether to repay their home loan earlier with surplus funds (read bonuses/windfall gains) or whether to invest the same in investing anew for the future. The entire perspective can be truly subjective in this case but there are a few things that you must […]
Personal Financial Planning
Poor money management habits that you should do without!
It is extremely essential to respect one’s money and to think about savings and investment as soon as one starts to earn. This is one of the biggest problems seen in today’s youth because they have a tendency to not spend a lot of money in a very short span of time, mostly on depreciating […]
Best Government Savings Schemes worth considering in India
Savings is something everyone aspires for and loves, particularly when there’s a rainy day (metaphorically) or an emergency or even retirement. Sounds familiar right? Well, you’ve got to harness this particularly positive sentiment en route towards building your savings and creating wealth. But as they say, you cannot park all your eggs in a single […]
Does everyone have to file ITR? A brief guide
Now that the time of the year has arrived where the IT Returns have to be filed, one of the questions that get asked frequently is whether everyone is supposed to file their IT returns? Is it mandatory for everyone? Well, there are certain factors associated with it. For example, if the gross total income, […]
Simple steps towards lowering your taxable income under the new regime
Oh taxes, why do you keep getting higher? This could well be a song that most of us are singing in the shower albeit a little regretfully as another year goes by and we realize that we’ve failed to take advantage of investments and other strategies en route towards ensuring a lower taxable income. Forget […]
