Bajaj Finserv is now offering low interest rates on home loans to customers. Home loans can be taken at 8.35% and Bajaj Finserv will be offering this limited period rate till the 18th of December, 2017 and this will apply for all existing and new customers. The rates will be applicable for loans of Rs. 30 lakhs and above and the benefits will be available for home loan balance transfer customers as well.
Those opting for home loan balance transfer can get a top up loan up to Rs. 50 lakhs and this can be deployed for several purposes including wedding expenses, home décor and renovation, holidays, investments in second homes and so on. Customers transferring home loans of Rs. 30 lakhs and above without top-up loans will get 8.40% as the interest rate. Home loans from Bajaj Finserv come with benefits like a 3 EMI Holiday, instant loan approval and fast disbursal. Customers can check loan eligibility online at Bajaj Finserv and also calculate their EMIs with the specified calculator for the same.
The 3 EMI holiday feature enables customers to start repaying loans around 3 months after the loan is disbursed. In this time period, customers can allocate funds towards building a contingency fund and also for planning their finances. Once the eligibility criteria is met, loans are approved within just 5 minutes and a company representative will contact the customer thereafter. Home loan applications require minimal documentation including proof of identity and address, details of income and bank statements. There is a doorstep service offered by Bajaj Finserv for collection of the documents of the customers at any convenient time.