Bajaj Finserv has announced a slew of offers for its home and personal loan customers this festive season through Bajaj Finance Limited, which is its lending arm. The NBFC is offering the lowest interest rates of 8.35% on home loans of Rs.75 lakhs and above. Personal loan applicants will also get Amazon vouchers as rewards.
Customers choosing home loans between Rs.50 lakhs and Rs.74.99 lakhs will get a lowered interest rate of 8.45%. Loan amounts up to Rs.50 lakhs come with interest rates of 8.50%. These rates are also valid for customers choosing balance transfers and subsequent top-ups. These rates are being offered between the 12th and 18th of September, 2017.
Personal loan customers will get gift vouchers depending on their loan amounts. Customers applying for personal loans of Rs.12 lakhs and above will get Amazon vouchers for Rs.5,000. Customers applying for personal loans between Rs.8 lakhs and Rs.11 lakhs will get Amazon vouchers for Rs.2,000 while customers applying for loans between Rs.5 lakhs and Rs.7.99 lakhs will get Amazon vouchers of Rs.1,000. The home loan procedure is transparent, fast and convenient where home loan eligibility can be ascertained online and the EMI can also be calculated online itself. There is the 3 EMI Holiday Feature where customers can commence repayments for their loans three months after their loans are disbursed.
Bajaj Finserv also has doorstep document collection services for customers. Bajaj Finserv enables customers to apply for home loans with minimal documentation. Only a few key documents like Address & ID proof, bank statements and income details are required for availing of a home loan.