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scb business loan - Services and Solutions

scb offers business loan to individuals so that they can fulfil their dream and get personalized solutions and services. scb offers Home Loan suitable to a wide class of individuals.


Income Documents

  • Salaried: Latest 3 years Payslip, 6 months Salary account bank statement &, Latest year Form 16.
  • Self-employed: Latest 2 years ITR, Financial Documents (P & L account, Balance Sheet, Schedules to Balance Sheet & Tax Audit report) & 6 months Company primary Current account statement
  • Your current obligations i.e. the other installments (EMIs) you are currently paying, the number of credit cards and credit limits you have or use

KYC Documents

  • Pan Card, Secondary ID Proof (DL, Adhaar card, Voter's ID) & Passport size photo

Proof of Employment/Business Continuity

  • Salaried: Form 16 or Appointment letter, dated 2 years or earlier period
  • Self-employed: ITR or Sales/Service Tax registration certificate, dated 2 years or earlier period

Property Documents (In case of HL/LAP)

  • Under construction property - Allotment letter, Proof of booking amount paid and Payment schedule
  • Ready Property - Sale Deed, Parent Documents, Property tax paid certificate (Latest), Khatha (7/11 extract) and Latest EC
  • Plot & Self-construction - Sale Deed, Parent Documents, Khatha (7/11 extract) and Latest EC


  • Minimum 2 years of work experience; in case of self-employed, minimum 2 years of business continuity
  • Minimum age of 21 years and maximum age for 60 years (loan completion age)
  • Minimum take home income of Rs.25000/- per month
  • Co-applicant applicable in case of HL & LAP, Spouse/Parents/Childre

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EMI Calculator

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