Credit Suisse
Credit Suisse

Credit Suisse

Credit Suisse Group is a Swiss multinational financial services holding company, headquartered in Zurich. This leading global private bank and wealth manager with distinctive investment banking capabilities was founded in 1856. Today, it has a global reach with active operations in over 50 countries and 48,200 employees from over 150 different nations. Credit Suisse’s core strengths as a leading global wealth manager, its specialist investment banking capabilities and its strong presence in its home market of Switzerland. This financial institution adopts a balanced approach to capture the wealth management opportunities in emerging markets, the largest of which is in the Asia Pacific region. Simultaneously, it also serves key developed markets with an emphasis on Switzerland.

About Credit Suisse

It generates a geographically balanced stream of revenues and net new assets and explores growth opportunities around the world. There are 3 regionally focused divisions that serve its clients: Swiss Universal Bank, International Wealth Management and Asia Pacific. These regional businesses are supported by 2 other divisions specializing in investment banking capabilities: Global Markets and Investment Banking & Capital Markets.

Founded by Alfred Escher in 1856, this company aspires to strengthen its position as a leading private bank and wealth manager, with distinctive investment banking capabilities, to accomplish its goal of profitable growth and generation of significant capital through the cycle. We are accelerating the rebalancing of the Group towards our private banking businesses to optimize resource allocation and focus on the highest-returning, most scalable opportunities. The company expects its emerging markets in Asia Pacific to account for approximately 60% of the growth in global wealth in the coming years, with first generation entrepreneurs driving much of the wealth opportunity.

Credit Suisse Loans

Through its subsidiary Credit Suisse Finance (India) Pvt. Ltd., Credit Suisse offers loans and advances to its clients including individuals and corporate clients. the rate of interest is determined by CS Finance on the basis of a number of factors which include (but not limited to) cost of funds, matching tenure cost, internal rating, internal returns threshold, regulatory policies/environment, inherent credit and default risk in the product and the clients, nature and value of primary and collateral securities, haircut margin, carrying cost, operating cost, etc.

A discrete interest rate model/policy is adopted by CS Finance whereby the rate of interest for each disbursement would be evaluated independently giving due consideration to any or a combination of a few or all factors listed above.

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