Standard Chartered Bank is a British multinational banking and financial services company headquartered in London. It operates a network of over 1200 branches and outlets, including subsidiaries, associates, and joint ventures. Founded in 1969, it now has a presence in more than 70 countries and employees around 87,000 people. It came into existence through the merger of two separate banks, the Standard Bank of British South Africa and the Chartered Bank of India, Australia and China. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services.
Standard Chartered Bank financial services has served India for over 150 years, and is India’s largest international bank. It has 99 branches in 42 cities, and has been extending its services since 1858. The Bank uses its global capabilities and deep local knowledge in the nation to offer a wide range of products and services, with the objective of meeting the needs of its personal banking and business customers.
Standard Chartered Bank services lays immense stress on the basics of banking – balancing the pursuit of growth with a disciplined management of costs and risks and keeping a firm grip on liquidity and capital. Through its international network and expertise, Standard Chartered Bank facilitates trade across markets, enabling multinational clients to conduct complex business transactions and services the needs of an increasingly international consumer base. Its online services include, online banking, eStatement, payment gateway, etc. The mobile services provided by the Bank are, mobile banking, SMS banking, alerts, prepaid mobile top up, etc.
Standard Chartered Bank Loans
Standard Chartered Bank Home Loan: With low interest rates and unmatched service excellence, this home loan from Standard Chartered Bank will help you in buying your dream home. Both salaried as well as self-employed individuals can avail this loan, with a wide range of tenure, from 5 years to 25 years. The Bank offers variable and semi-fixed rate housing loans at just a one-time processing fee. There are a variety of loan products depending on the borrower’s need, be it for ready/under construction flat or house, home extension and renovation. One can also transfer an existing loan to a lower interest with Standard Chartered Bank Home Loan and save money.
Further, Home Loan Protector is a product that protects the borrower’s family from the burden of repayment of the home loan in the unfortunate event of his/her death. According to the Home Protector Plan, the property and home content insurance can be combined in one policy. It covers the property from damage due to natural calamities.
Additionally, Standard Chartered Bank loan advantage is that it offers its existing Home Loan customers a Top Up Loan over and above their present loan. Thus, whenever in additional need of funds, the borrower can avail the Top Up Loan at attractive interest rates.
Standard Chartered Bank Personal Loan: The Bank provides a variety of personal loans to both salaried and self-employed individuals. The maximum quantum of loan is Rs. 30 lakhs for salaried applicants, while for entrepreneurs it is Rs. 10 lakhs. Personal Loans from Standard Chartered Bank are available at competitive interest rates. There is no need for security, collateral or guarantors. Other features of this loan include, various repayment options ranging from ECS, PDCs, or Account Debit, easy documentation and quick processing, and topping up of existing Standard Chartered Personal Loans with ease.
Standard Chartered Bank Loan Against Property: This loan allows you to borrow up to 70% of the market value of residential or commercial property and then use the funds for personal expenses. According to Standard Chartered Bank loan details,this multipurpose loanassists the customer in meeting his/her personal financial needs at attractive interest rates, coupled with an easy application process and quick approval.