India Bulls Bank

India Bulls Bank Home Loan - Services and Solutions

India Bulls Bank offers Home Loan to individuals so that they can fulfil their dream and get personalized solutions and services. India Bulls Bank offers Home Loan suitable to a wide class of individuals.

Documentation

Income Documents

  • Salaried: Latest 3 years Payslip, 6 months Salary account bank statement &, Latest year Form 16.
  • Self-employed: Latest 2 years ITR, Financial Documents (P & L account, Balance Sheet, Schedules to Balance Sheet & Tax Audit report) & 6 months Company primary Current account statement
  • Your current obligations i.e. the other installments (EMIs) you are currently paying, the number of credit cards and credit limits you have or use

KYC Documents

  • Pan Card, Secondary ID Proof (DL, Adhaar card, Voter's ID) & Passport size photo

Proof of Employment/Business Continuity

  • Salaried: Form 16 or Appointment letter, dated 2 years or earlier period
  • Self-employed: ITR or Sales/Service Tax registration certificate, dated 2 years or earlier period

Property Documents (In case of HL/LAP)

  • Under construction property - Allotment letter, Proof of booking amount paid and Payment schedule
  • Ready Property - Sale Deed, Parent Documents, Property tax paid certificate (Latest), Khatha (7/11 extract) and Latest EC
  • Plot & Self-construction - Sale Deed, Parent Documents, Khatha (7/11 extract) and Latest EC

Eligibility

  • Minimum 2 years of work experience; in case of self-employed, minimum 2 years of business continuity
  • Minimum age of 21 years and maximum age for 60 years (loan completion age)
  • Minimum take home income of Rs.25000/- per month
  • Co-applicant applicable in case of HL & LAP, Spouse/Parents/Childre

Check your Loan Eligiblity

Calculate Loan Eligibility with the help of Loan Eligibility Calculator.

EMI Calculator

Calculate EMI (Easy monthly Installments ) for a particular loan at lower interest rates with the help of EMI calculator. Covert loan amount in to simple easy EMIs hasslefree.

Calculate loan EMI

Apply Loan Online

Please Enter the Basic details for Loan Application

Talk to our Experts

Other Services offered