Axis Bank

About Axis Bank

The Bank also holds credit for being one of the first new generation private sector banks to have begun operations in 1994. As of 2014, Axis Bank operates in 4 segments : treasury operations, retail banking, corporate banking, and wholesale banking. It has over 50,000 employees as on 31^st March, 2016.

Vision and Mission

The vision statement of the Bank lays down that it aims to be the preferred financial solutions provider excelling in customer delivery through insight, empowered employees, and smart use of technology. The core values of Axis Bank are customer centricity, ethics, transparency, teamwork, and ownership.

Axis Bank Loans

Axis Bank Home Loan : The Bank offers affordable and flexible housing loans with the objective of turning the customer’s dream of owning a home into reality. The rising real estate prices have may not suit your budget, and this is where Axis Bank’s unmatched home loan scheme comes into play. The coveted home can be yours through the loans designed with attractive interest rates and minimal processing fees. Additionally, features such as flexible tenures, transparent processing, and quick service have made the products of this Bank stand apart, amongst the best home loans in the country. 

Any individual in permanent service in the Government or reputed companies can avail this loan. The applicant should be above 24 years of age at the time of loan commencement, and up to the age of 60 or superannuation, whichever is earlier, at the time of loan maturity. For professionals (i.e. doctors, engineers, dentists, architects, charted accountants, etc.), the upper age limit is 65 years. Besides, self-employed individuals who fill income tax returns can also apply. According to Axis Bank loan details, the minimum quantum of loan is Rs. 3 lakhs. The easy home loans also come with other Axis Bank load advantage and benefits such as, balance transfer facility, doorstep service, longer tenure for small EMIs, quick and transparent processing, etc.

 Axis Bank Personal Loan: Personal Loans from Axis Bank will come to your rescue if you’re in need of funds for a dream vacation, child’s education, home renovation, a wedding in the family, etc. The loan amount can range from Rs. 50,000 to Rs. 15,00,000. The repayment tenures are from 12 to 60 months. This Axis Bank loan scheme promises best in class rate of interest, simplified documentation, and easy procedure along with quick approval. Besides, the loans at higher rates can be transferred to Axis Bank with its Balance Transfer facility. The age of the applicant should be at least 21 years, whole the maximum age limit at loan maturity should be not exceed 60 years. The minimum net monthly income of the applicant should be Rs. 15,000. The maximum loan amount that can be sanctioned is Rs. 15 lacs. Salaried doctors, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies are eligible for this loan.                                   

Axis Bank Loan Against Property : Axis Bank gives loans to customers against their property, be it commercial or residential. One can also apply for this loan is there is a need for funds to acquire new property. With this loan, the takeover of one’s existing loan with refinancing is also possible. The borrower can enjoy many Axis Bank loan advantages such as, attractive interest rates, doorstep service, lease rental discounting, loan for purchase of commercial property, balance transfer, etc. Any individual who is in permanent service in government or a reputed company can avail this loan, provided he/she is above 24 years of age at the time of loan commencement and up to the age of superannuation. Professionals and self-employed individuals can also apply from loan against property from Axis Bank. Under this scheme, the minimum amount that can be borrowed is Rs. 2 lacs, while the maximum amount is Rs. 500 lacs (based on Product/Variant categorization).